TRS Tier II Teacher Pension Calculator

All values in 2025 dollars

Estimated Monthly Pension (2025 Dollars):

At Pension Collection: $---

Projected Monthly Payments:

  • Age 62*: $---
  • Age 65*: $---
  • Age 671: $---
  • Age 75: $---
  • Age 85: $---

* A 6% per year penalty applies if pension is collected before age 67.

1 Full pension without penalty.

Tier II Pensions Explained

The 2025 cap on a Tier II pension is $127,283.01. This cap grows at a rate of 1/2 the CPI inflation rate or 3%, whichever is lower, resulting in a decrease in purchasing power over time. This is why you will see the pension value fall from ages 67 to 75 to 85.

Monthly pension estimates are pre-federal income tax.

This estimate assumes an inflation rate of 2.5% and cannot guarantee accuracy.

This pension estimate is not affiliated with TRS, IEA, or NEA.